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Loreto Mutua, M.P.S.

PRI reporting framework 2020

Export Public Responses

You are in Strategy and Governance » Investment policy


SG 01. RI policy and coverage


01.1. 責任投資アプローチをカバーする投資ポリシーを策定しているかどうかを明示してください。

01.2. ポリシーの構成要素/種類と対象範囲を示してください。


01.3. 投資ポリシーが以下のどの項目をカバーしているか明示して下さい:

01.4. 組織の投資原則および全体の投資戦略、受託者義務(または同等のもの)の解釈、ならびに、ESGファクターおよび実体経済の影響をどのように考慮に入れているかについて説明してください。

The investment principles are based on diversification, a balanced and prudent approach and consistency with the retirement needs and horizons of our members.
The investment strategy is based in:
- A long term view, consistent with the pay off of pensions
- The consideration of the macro and market conditions
- The economic, financial and political risks
- The good governance of the companies and public issuers we invest in
- The social and environmental risks and opportunities

01.5. 責任投資アプローチをカバーする組織の投資ポリシーの重要な構成要素、バリエーション、例外事項を簡潔に説明してください。[任意]

We expect the companies in which we invest to behave in line with the Principles of the UN Global Compact.
Loreto does not invest in companies involved in the manufacture of landmines, cluster bombs and other controversial weapons. In addition the Mutuality does not invest in the arm producers that sell them to sanctioned countries or the nuclear weaponery sold in contravention to the Treaty on the Non-Proliferation of Nuclear weapons. We regularly monitor the portfolio excluding firms in breach of these principles or activities.
We have begun last year to get involved in engagement issues about the governance of specific companies.

01.6. 補足情報 [任意]


SG 01 CC. Climate risk (Private)

SG 02. Publicly available RI policy or guidance documents


02.1. 一般に入手できる組織の投資ポリシー文書を記載してください。その文書のURLを記入し、該当文書を添付してください。



02.2. 一般に入手できる組織の投資ポリシー文書を記載してください。その文書のURLを記入し、該当文書を添付してください。



02.3. 補足情報 [任意]

The SRI and investment policy is available for members and pensioners of the pension scheme in our offices and we explain it in our local meetings with the members. We visit every year most of the Spanish airports explaining our policies and performance.

SG 03. Conflicts of interest

03.1. 組織として、投資プロセスにおける潜在的な利益相反を管理するポリシーを策定しているかどうかについて明示して下さい。

03.2. 投資プロセスにおける潜在的な利益相反を管理するポリシーについて説明してください。

By the Regulation, the Directors of the Board have to behave exclusively in the best interest of their members. 

The Mutuality is setting up a complete system of good governance under the regulation of the Solvency II rules.

Our asset management branch applies the conduct code of the Spanish asset managemers association. This conduct code covers the issue of the conficts of interest.

03.3. 補足情報 [任意]

SG 04. Identifying incidents occurring within portfolios (Private)