The funds investing in inclusive finance invest in well-established microfinance institutions with a strong social mission and with the operational infrastructure and management skills to become a commercial, regulated bank and benefit from a growing industry through organic growth or consolidation. It is crucial for the funds that the portfolio companies adhere to internationally recognised social impact standards, and client protection principles, have policies that protect clients from overindebtedness and guarantee reasonable pricing. In addition, the environmental aspect in relation to climate change adaptation and mitigation measures is included in the funds' impact development of the companies.