ESG integration is a way to improve risk surveillance of financial assets, including environmental, social and governance factors to "classical" financial indicators.
UMR's investment strategy integrates:
- The evaluation of the climate risks in order to better protect the portfolio against negative consequences of global warming.
- The reduction of GhG emissions: by screening both fixed income and stocks portfolios' carbon footprint.
- The contribution to sustainable development: by investing in products and sectors that offer social & environmental benefits (such as High Quality Environmental real estate, infrastructure projects [green energy production] or private equity).
It also allocates parts of its portfolio in thematical funds that offer a specific impact such as microfinance or social reponsibility funds (Novess).
In addition, UMR have set a few sector exclusions that concern : tobaco, alcohol, gambling and anti-personal & cluster ammunitions.
UMR encourages its historical partners to adopt better ESG practices and integrates ESG management and processes in its DDQ for new investments.