You selected an `Other` option in table SAM 02.4 above, please specify
Skandia requires all appointed external managers to have a well thought through process of how to approach responsible investing. This is assessed by Skandia in the selection process, it is one of several criteria to appoint a manager and something we monitor continuously as investors.
Describe how the ESG information reviewed and discussed affects the selection decision making process.[OPTIONAL]
The ESG information affects the final investment decision.