Skandia's investment philosophy is based on a long-term approach. Furthermore, it states that a diversified portfolio with a combination of traditional and alternative asset classes increases our opportunities to generate favourable returns regardless of inflation, market fluctuations or real estate bubbles. Finally, a balanced diversification of risk helps generate higher returns in relation to the risk we take.
Skandia believes that ESG factors can pose both financial risks and opportunities. As well as creating good returns for our customers, Skandia takes into consideration how certain investments can contribute to sustainable solutions for the environment and society. That is specifically relevant for investments in infrastructure, private equity and green/social bonds.