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CDC Group plc

PRI reporting framework 2020

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背景

IFD 01. Mission and investment objective

01.1. あなたの組織では、包括的金融(インクルーシブ・ファイナンス)への投資について明確な使命および投資目標を設定しているかどうかを明示してください

01.2. 組織の包括的金融における使命および投資目標を記載してください。

In 2019, CDC completed impact frameworks per sector/sub-sector, including Financial Institutions, backed by an external review. These were then incorporated into the FI sector strategy. Our mission with respect to financial institutions and services is to invest in a variety of financial service providers through direct equity, debt and intermediaries to help build and develop financial sectors. By investing in a diversity of providers and enablers, we contribute to more inclusive financial sectors and stronger domestic markets for capital. We do this by supporting their delivery of relevant financial products and services, which are used by households and firms to manage risk, liquidity and investment. As part of this, two main objectives for were determined: more inclusive financial sectors and stronger domestic markets for capital.

01.3. 補足情報 [任意]

CDC considers "inclusive finance" to be loans to banks and institutions reaching underserved segments and/or offering inclusive products (for example, SME loans, affordable housing loans, or microfinance loans), as well as direct equity investments in companies or institutions that have products that cater to underserved segments (e.g. SME, microfinance, affordable housing loan books). This section is not including any indirect investment into a fund specialising in these categories. Where only part of a bank or institution's book is considered inclusive, it has not been included in our count of "inclusive finance", which means the overall totals are undercounting the full extent of CDC's investments in this space.


IFD 02. Governance, management structures and processes

02.1. 責任投資活動およびPIIFの実施に関連して組織が整備しているガバナンス/管理体制およびプロセスについて簡潔に説明してください。

CDC's management structures and governance for responsible investment are the same across all sectors. The ESG-I and BI teams have the primary responsibility for implementing CDC's Code of Responsible Investing. Meanwhile, the DI team quantifies the effect of CDC's investments at the individual investment level and at a portfolio level. DI specialists are also embedded within each deal team, ensuring impact is incorporated into investment theses from an early stage.

On the Financial Institutions team, there are two embedded DI professionals who oversee and coordinate impact reporting and measurement. Each investment also has dedicated individuals from the ESG-I and BI teams. Governance at company level varies on a case by case basis but may include ESG Committees that oversee responsible investment activities and report on a quarterly basis. Issues of material concern to the institution will then be flagged to the board, senior management and/or the investment team.


IFD 03. Social targets

03.1. 組織において包括的金融に固有な社会的目標を設定しているかどうかを明示してください。

03.2. 補足情報 [任意]

Each investment has a development thesis that is formulated during investment analysis. CDC DI staff monitor progress against the development thesis and introduce and track customised measures of DI for specific investments. In addition, the ESG-I team will create an ESG Action Plan that creates a path for companies to bridge compliance gaps and add value. Finally, the Value Creation Strategies (VCS) teams will also work with companies on a case by case basis to integrate social goals, measured by targets and indicators, into planning. All of these indicators -- DI, ESG and VCS -- can include social targets. For example, one indicator could be "number of underserved households reached". Other indicators, such as "increasing revenue generated by clients' businesses", would be monitored by the investment team as both a financial and impact measure. The VCS team, which includes gender, might include indicators to assess women's economic empowerment and initiate grant-funded projects to deliver training and support to achieve these goals.


IFD 04. Percentage in equity, debt and guarantees

04.1. 包括的金融に自己運用にて投資している総投資資産の内、以下の投資対象資産に投資している割合を明示してください。

株式
債券
保証

その他(具体的に記入してください)

          
        
合計100%

04.2. 補足情報 [任意]


IFD 05. Percentage in microfinance and/or SME finance

05.1. 包括的金融に自己運用にて投資している総投資資産の内、以下の投資対象資産に投資している割合を明示してください。

マイクロファイナンス

SME (中小企業向け) 向けファイナンス (あなたの組織におけるSMEの定義を記載してください)

          CDC generally follows IFC's definition of SMEs or local definitions either set by Central Bank or the bank's own product segmentation (more below)
        

その他(具体的に記入してください)

          
        
合計100%

05.2. 補足情報 [任意]

CDC generally follows the IFC definition of SMEs: An enterprise qualifies as a micro, small or medium enterprise if it meets two out of three criteria of the IFC MSME Definition (employees, assets and sales), OR if the loan to it falls within the relevant MSME loan size proxy.

In the case where we don’t have visibility, CDC uses local definitions either set by Central Bank or by the bank’s own product segmentation. All proportions of the institution’s assets to this segment are categorised as lending to SMEs.


IFD 06. Geographical spread of microfinance investments

06.1. あなたの組織では、自己運用にてマイクロファイナンスに投資している総資産の地理的分布を追跡しているかどうかについて明示してください。

06.2. 自己運用にてマイクロファイナンスに投資している総資産の地理的分布を各国・地域別のポートフォリオの割合として明示してください。

ポートフォリオの割合​
組織の投資先がこの地域の実働借主に融資している平均融資金額(米ドル建て)を明示してください。
ポートフォリオの割合​
組織の投資先がこの地域の実働借主に融資している平均融資金額(米ドル建て)を明示してください。
ポートフォリオの割合​
組織の投資先がこの地域の実働借主に融資している平均融資金額(米ドル建て)を明示してください。
ポートフォリオの割合​
組織の投資先がこの地域の実働借主に融資している平均融資金額(米ドル建て)を明示してください。

06.3. 補足情報 [任意]


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