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Trusteam Finance

PRI reporting framework 2020

You are in Strategy and Governance » Investment policy

Investment policy

SG 01. RI policy and coverage

New selection options have been added to this indicator. Please review your prefilled responses carefully.

01.1. Indicate if you have an investment policy that covers your responsible investment approach.

01.2. Indicate the components/types and coverage of your policy.

Select all that apply

Policy components/types

Coverage by AUM

01.3. Indicate if the investment policy covers any of the following

01.4. Describe your organisation’s investment principles and overall investment strategy, interpretation of fiduciary (or equivalent) duties,and how they consider ESG factors and real economy impact.

Our purpose is to give a meaning to the saving of our customers

Our mission is clear : look at the reality from a different angle, from the customer point of view, and pick out companies that create financial and extra-financial performance.  And according to academic studies, that is what Customer satisfaction drives.

To achieve this mission, we have created the ROC (Return on Customer) Investment process. It allows us to invest in Customer Centric companies by bringing back the customer at the heart of our investment decisions. Satisfied Customers, driving financial performance, need engaged employees, strong governance et limited environemental footprint to thrive. This alignment of interest is permited by the fact that the companies we select have a purpose that lead to a positive impact. That is how we make finance sensible to our customer.

We decline this investment approach into mutual funds accross various asset classes, from Small Caps Equity to Fixed Income.

01.5. Provide a brief description of the key elements, any variations or exceptions to your investment policy that covers your responsible investment approach. [Optional]

01.6. Additional information [Optional].


SG 01 CC. Climate risk

01.6 CC. Indicate whether your organisation has identified transition and physical climate-related risks and opportunities and factored this into the investment strategies and products, within the organisation’s investment time horizon.

Describe the identified transition and physical climate-related risks and opportunities and how they have been factored into the investment strategies/products.

After analysing various report and scenarios, we have prefered excluding the sectors that were the most impacted. This choice was also related to the fact that our ESG analysis procress de facto excludes these more climate related risky sectors. Therefore we have sold the most exposed lines (spe. oil & gas) and engage with companies that could have major issues, to better understand how they were treating the risk or developing opportunities.

01.7 CC. Indicate whether the organisation has assessed the likelihood and impact of these climate risks?

Describe the associated timescales linked to these risks and opportunities.

Under uncertainties, we have prefered acting as soon as possible, given the liquidity of the underlying assets

01.8 CC. Indicate whether the organisation publicly supports the TCFD?

01.9 CC. Indicate whether there is an organisation-wide strategy in place to identify and manage material climate-related risks and opportunities.


We do it inside our ROC Investment Process : on the second step, we identify the climate risks opportunities related to the environemental need of the customers wheras on the third step we identify the envrionemental risks related to the company inside our propriaritary tool (Company Watch)

1.10 CC. Indicate the documents and/or communications the organisation uses to publish TCFD disclosures.


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SG 02. Publicly available RI policy or guidance documents


02.1. Indicate which of your investment policy documents (if any) are publicly available. Provide a URL and an attachment of the document.

02.2. Indicate if any of your investment policy components are publicly available. Provide URL and an attachment of the document.

02.3. Additional information [Optional].

SG 03. Conflicts of interest

03.1. Indicate if your organisation has a policy on managing potential conflicts of interest in the investment process.

03.2. Describe your policy on managing potential conflicts of interest in the investment process.

We have disclosed a special policy on this publicly available on :

03.3. Additional information. [Optional]

SG 04. Identifying incidents occurring within portfolios

04.1. Indicate if your organisation has a process for identifying and managing incidents that occur within investee entities.

04.2. Describe your process on managing incidents

As described in our investment policy, we first validate the source and the importance relative to our investment criteria. If relevant, we assess the reaction of the company and potentially engage with it (p.26 of the Code de Transparence 2019 

In 2018, we have included RepRisk into our monitoring process to better monitor local information sources (