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BT Financial Group

PRI reporting framework 2020

You are in Organisational Overview » Basic information


OO 01. Signatory category and services

01.1. 組織が提供している サービスおよびファンドを選択してください。



01.2. 追加情報 [任意]

BT Australia (BT) is the wealth management arm of the Westpac Group (Westpac). For the reporting period operations covered the manufacture and distribution of investment, superannuation and retirement products; margin lending and broking; investment platforms such as wrap and master trusts.

As at 30th September, 2019 total funds held by BT was A$215.4 bn. Of this total Funds Under Management (FUM) was A$61.0 bn and total Funds under Administration (FUA), through BT's execution and advisory services (Platform), was A$154.4 bn.

BT's internal investment management operations sit within our BT Investment Solutions (BTIS) division. Of BT's total FUM, BTIS manages over A$40.5 billion for investors (as at 31 December 2019). The BITS investment philosophy is based on the following key principles that guide the way in which we think as investors:

  • Markets are not fully efficient;
  • Diversification is key to a sound investment strategy;
  • Investing involves balancing risks and costs associated with expected return; and
  • Successful investment outcomes are achieved using a disciplined, systematic and long term approach.

The BT Responsible Investment position statement can be found at:

Information regarding BT's approach to sustainability can be found at:

Additional information concerning Westpac Group's approach to sustainability, can be found at:

All information provided in this document is covered by the disclaimer contained  in section OO 2.4.


OO 02. Headquarters and operational countries

02.1. 組織の拠点がある場所を選択してください。


02.2. オフィスが所在している国数を記載してください(本部を含む)。

02.3. 組織が正規雇用しているスタッフのおおよその人数を記載してください。

250 正規職員

02.4. 補足情報 [任意]

The number of staff quoted above is an approximate number of the equivalent full-time employees involved directly in the investment decision-making process of BT, as well as supporting roles in administration, marketing and human resources.



Information current as at 30 March 2020. This information has been prepared by BT. It provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such. This information does not take into account your personal objectives, financial situation or needs and before acting on it you should consider its appropriateness, having regard to these factors.

The MySuper Lifestage Funds are investment options available through superannuation products including BT Super for Life, Westpac Group Plan, BT Lifetime Super-Employer Plan, Asgard Employee Super Account and BT Business Super. BT Funds Management Limited (BTFM) ABN 63 002 916 458 AFSL No. 233724 is the trustee of Retirement Wrap ABN 39 827 542 991, RSE R1001327 and the issuer of interests in BT Super for Life, Westpac Group Plan and BT Lifetime Super-Employer Plan (which is part of Retirement Wrap) and the trustee of Asgard Independence Plan - Superannuation ABN 90 194 410 365 and the issuer of interests in Asgard Employee Super Account (which is part of Asgard Independence Plan - Superannuation). Westpac Securities Administration Limited ABN 77 000 049 472 AFSL No. 233731 (WSAL) is the trustee of Westpac Master Trust and the issuer of interests in BT Business Super (which is part of Westpac Master Trust). Collectively, the abovementioned superannuation products are the BT Super Products.

A Product Disclosure Statement (PDS) and the Additional Information Booklets that form part of the PDS for each of the BT Super Products can be obtained by calling 132 135, or visiting You should obtain and consider the PDS before deciding to acquire, continue to hold or dispose of interests in a BT Super Product.

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates Panorama Investments and BT Invest, and administers Panorama Super and BT Super Invest. BTFM is the trustee and issuer of Panorama Super and BT Super Invest, which is part of Retirement Wrap ABN 39 827 542 991. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA), the BT Invest Cash Management Account (BT Invest CMA) and the BT Cash Management Account Saver (BT CMA Saver). Together, these products are referred to as the Panorama products.

A PDS or other disclosure document for the Panorama products can be obtained by calling 132 135 or by visiting You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products. Conditions, fees and charges apply for the Panorama products and may change. The Panorama products are only available in Australia.

In addition, BTPS is the provider of the Panorama SMSF Establishment Service and the Panorama SMSF Administration Service. The Guide and Terms and Conditions for these services are available by contacting BTPS.

BTPS, BTFM, WFSL and WSAL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities, the BT CMA, the BT Invest CMA, the BT CMA Saver or underlying bank accounts held at Westpac through their Panorama Super or BT Super Invest cash account acquired through the Panorama operating system, an investment acquired using the Panorama operating system or in a BT Super Product is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments acquired through the Panorama operating system or a BT Super Product.

BT Protection Plans are issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS), except for Term Life as Superannuation and Income Protection as Superannuation which are issued by WSAL. WLIS and WSAL are subsidiaries of Westpac. Westpac does not guarantee the insurance. The information in this report may contain material provided by third parties derived from sources believed to be accurate at its issue date. While such material is published with necessary permission, no company in the Westpac Group accepts any responsibility for the accuracy or completeness of, or endorses any such material. Except where contrary to law, we intend by this notice to exclude liability for this material.

©BT - Part of of Westpac Banking Corporation.

OO 03. Subsidiaries that are separate PRI signatories

03.1. 組織内に単独でPRI署名機関となっている子会社があるかどうかを記載してください。

03.3. 補足情報 [任意]

BT is the wealth arm of Westpac Group and is a wholly owned subsidiary of Westpac Banking Corporation. 

OO 04. Reporting year and AUM

04.1. 報告年度の最終日を記載してください。


04.2. 報告年度末のAUM合計を記載してください。

子会社のAUM(顧問業務/執行のみの資産を除きます)を含みますが、(OO 03.2で「いいえ」と回答した)報告しないことを選択したPRIの署名機関である子会社のAUMを除きます。
Total AUM
10億 100万
Assets in USD
10億 100万

04.4. 執行および顧問業務サービスを利用して運用する資産の報告年度末時点のAUM合計を記載してください。

Total AUM
10億 100万
Assets in USD
10億 100万

04.5. 補足情報 [任意]

As at 30th September, 2019 BT total Funds Under Management (FUM) is A$61bn, as reported above.  

Of this A$40.5 billion is managed internally through our investments division, BT Investment Solutions (BTIS) (as at 31 December, 2019) 

In addition, Funds under Administration (FUA) through BT's execution services was A$154.4 billion as at 30 September, 2019.

OO 06. How would you like to disclose your asset class mix

06.1. どのように資産クラス構成を開示したいかについて記載してください。



上場株式 0 0 >50% 61.5
債券 0 0 10-50% 15.5
プライベートエクイティ 0 0 0 0
不動産 0 0 <10% 9
インフラ 0 0 <10% 0.5
コモディティ 0 0 <10% 1
ヘッジファンド 0 0 <10% 3
ファンドオブヘッジファンズ 0 0 0 0
森林 0 0 0 0
農地 0 0 0 0
包括的な金融 0 0 0 0
現金 0 0 <10% 9.5
短期金融市場商品 0 0 0 0
その他(1)(以下に具体的に記入してください) 0 0 0 0
その他(2)(以下に具体的に記入してください) 0 0 0 0

06.2. 添付の画像に従って組織の資産クラス構成を公表する

06.3. 組織にオフバランスシート資産はありますか?

06.5. 組織がフィデューシャリー・マネージャーを使うかどうかを記載してください。

06.6. AUM資産クラス分割について説明する情報を記載してください。 [任意]

OO 07. Fixed income AUM breakdown (Private)

OO 08. Segregated mandates or pooled funds (Private)

OO 09. Breakdown of AUM by market

09.1. 組織のAUMの内訳を市場別に示してください。

99 先進国市場
1 新興国市場
0 フロンティア
0 その他の市場
合計100% 100%

09.2. 補足情報 [任意]

The above figure is an indication for equities only and is calculated at the fund or investment strategy level. On a look-through basis, the underlying exposures of the portfolios may differ to these figures.