We rely on a detailed sustainability concept which builds the framework for our investment decisions. We have defined exclusion criteria as well as positive criteria for our investment process. The sustainability concept is used for the whole portfolio.
We invest in two special funds managed by our asset manager. Our asset manager incorporates our defined criteria in the selection process. Therefore the asset manager cooperates with an independent sustainability-research agency.
Listed equity & fixed income: New investments are possible, when no exclusion criteria is hurt and when the company or country has a high sustainability rating from the research agency.
Property: New investments in property fund have to meet our positive criteria, otherwise an investment isn't possible.
So, we incorporate ESG already into our selection process. In the case of existing non-sustainable investments, we incorporate ESG into our monitoring process by addressing ESG to the management.