The social performance of MFIs is assessed in the due diligence process through the non-financial scorecard, desk research, compliance with Client Protection Principles and other relevant information. This assessment is an integrated part of the approval process (risk, return, impact). Furthermore, questions are addressed during the investment committee. Issues around social performance can result in the decision to decline an investment proposal or to adjust the financing terms (e.g. amount, tenor and/or covenants).