This topic is included in the due diligence (non-financial scorecard) process and the loan agreement also includes a specific clause on transparency: "MFIs should in order to provide full transparency adopt policies and procedures to disclose to its clients the total cost (including all fees, commissions, insurance premiums and other costs)". We require investees to endorse and implement the CPPs and discuss on this during due diligence and other monitoring moments. We also stimulate FIs to become CPP certified, when possible.