DECISION MAKING AND OBJECTIVES
Chief investment officer draws up the proposals for responsible investing strategies and policies to the ESG Committee, which consists of the CIO, representatives of the alternative investments operation, the equity and fixed-income units, the discretionary asset management and risk management. The most important policies are submitted to the wealth Management executive board for approval. The objectives and focus areas are defined for each calendar year. The decisions are mainly implemented within each unit that makes investment decisions by the portfolio managers as an integral part of investing. For certain strategies, the decisions are implemented by a person who specialises in responsible investing.