Each investment dossier provides details on loan types in several ways:
Each product offered by the MFI is listed- featuring time, duration, size, pricing, purpose, amortisation and any special features (particularly for agricultural loans). The proportion of a portfolio in each of these products is also reported.
This data is aggregated so that the proportion of a portfolio financing each type of loan can be monitored e.g. consumption, rural, service etc.
This data is monitored on an institutional level, but is not systematically reported in our data, but will be monitored in producing social performance report.
Given our focus on supporting agriculture and women, we closely track data on this area on a quarterly basis for the entire portfolio.
As indicated in the semi-annual report 09/19, 23% of microcredits financed by LMDF were for agricultural activities and 80% of all active micro-entrepreneurs financed by LMDF are women.