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Triodos Investment Management B.V.

PRI reporting framework 2018

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Context

IFD 01. Mission and investment objective

01.1. Indicate if you have a distinct mission and investment objective for your investment in inclusive finance.

01.2. Describe your inclusive finance mission and investment objective.

We want to contribute to the sustainable development of an all-inclusive financial sector that provides access to a wide range of financial services for the majority of people. We do this by building long-term relationships, based on transparency and fairness, and a shared commitment to providing access for all and caring for the planet.

Our impact goals are:

1. Provide access

We provide access to finance to underserved client groups.

2. Build robust, transparent and professional financial institutions

Building robust, transparent and professional financial institutions, thus contributing to an accessible, well-functioning and inclusive financial sector that fuels social and economic development.

3. Deepening our impact

Deepening our impact through financial institutions that focus on the fulfilment of basic needs, such as housing, education and healthcare. We promote renewable energy and sustainable agriculture in the process.

We finance values-based organisations in Asia, Africa, Latin America and Eastern Europe that use financial services to deliver sustainable economic, social and environmental development, thereby serving the real economy and meeting the needs of underserved populations.  

01.3. Additional information.


IFD 02. Governance, management structures and processes

02.1. Provide a brief description of the governance and management structures and processes you have in place for your responsible investment activities and implementation of the PIIF.

See Strategy and Governance module.

 

We invest in organisations that aim for a well-balanced mix between people, planet and profit. This basis for our investment policy is anchored in the overall investment process and translated into practices, tools, and indicators which together form the Triodos Sustainability Management System

  • Initial screening

The portfolio company's mission and strategy are screened to ensure the alignment with investment strategy.

  • Due diligence

Investment officers visit the portfolio company to conduct on-site due diligence. In addition to a financial and risk analysis, they use the tools of the Triodos Sustainability Banking Assessment Scorecard, adapted from the Global Alliance on Banking on Values scorecard.

  • Investment decision

The Investment Committee's decision is based on a thorough assessment of the investment officer's findings and analyses of the portfolio company's performance in financial, risk and sustainability aspects, as well as compliance with our mission, objectives, policies and principles.

  • Monitoring

Portfolio companies are obliged to submit social indicator reports on a quarterly basis to track progress in sustainability and identify areas for improvement. All portfolio companies are reviewed and visited annually by our investment officers.

  • Reporting

We regularly publish information on our investment activities in monthly, quarterly and annual reports.

 

 


IFD 03. Social targets

03.1. Indicate if you set social targets for your organisation, specific to inclusive finance.

03.2. Additional information.

As an impact investor, 100% of our investments are in line with our mission of investing with a positive social and environmental impact. Specific to inclusive finance, we aim to contribute to the development of an inclusive financial sector in developing countries that provides access to transparent financial services to all. We track various social indicators (number of credit clients, average loan amount, number of savings clients, average savings amount, number of women, number of clients reached in rural/semi-rural/remote/difficult to reach areas, activities in sustainable agriculture, renewable energy, energy saving initiatives). These indicators help us assess whether an investment is in line with our social and environmental mission.


IFD 04. Percentage in equity, debt and guarantees

04.1. Of your total assets invested directly in inclusive finance, indicate what percentage is invested in the following:

Equity  

Debt
Guarantees

Other, specify

          
        
Total100%

04.2. Additional information. [Optional]


IFD 05. Percentage in microfinance and/or SME finance

05.1. Of your total assets invested directly in inclusive finance, indicate what percentage is invested in the following:

Microfinance

SME finance (provide your definition of SME)

          Context specific / depends on country/local regulation/financial institution. We use the same definition as the financial institution.
        

Other, specify

          Financial institutions, fund or holding companies that invest in the inclusive finance sector e.g institutions that offer education/housing/agri loans
        
Total100%

05.2. Additional information. [Optional]


IFD 06. Geographical spread of microfinance investments

06.1. Indicate if you track the geographical spread of your total assets invested directly in microfinance.

06.2. Of your total assets invested directly in microfinance, indicate the geographic spread as a percentage of your portfolio.

% of portfolio

Indicate the average loan size (in US$) of your investees to active borrowers in this region.

1753

% of portfolio

Indicate the average loan size (in US$) of your investees to active borrowers in this region.

4157

% of portfolio

Indicate the average loan size (in US$) of your investees to active borrowers in this region.

2082

% of portfolio

Indicate the average loan size (in US$) of your investees to active borrowers in this region.

377

% of portfolio

Indicate the average loan size (in US$) of your investees to active borrowers in this region.

746

% of portfolio

Indicate the average loan size (in US$) of your investees to active borrowers in this region.

1634

06.3. Additional information. [Optional]


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